:root {
    --primary: #4F86E3;
    --black: #111111;
    --deep: #1C1C1C;
    --mid: #2B2B2B;
    --light: #F5F5F5;
    --white: #ffffff;
    --shadow: 0 14px 35px rgba(17,17,17,.08);
    --radius: 18px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--deep); background: #fff; line-height: 1.65; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
header, section, footer { width: 100%; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid rgba(17,17,17,.08); backdrop-filter: blur(10px); }
.header-inner { display: none; }
.mobile-topbar { min-height: 64px; display: grid; grid-template-columns: 56px 1fr 56px; align-items: center; padding: 8px 18px 4px; }
.mobile-menu-toggle { width: 42px; height: 42px; border: 0; border-radius: 14px; background: var(--light); color: var(--black); font-size: 25px; line-height: 1; cursor: pointer; }
.logo img { width: auto; height: 42px; object-fit: contain; }
.mobile-logo { justify-self: center; }
.mobile-spacer { display: block; }
.mobile-actions { display: flex; justify-content: center; gap: 12px; padding: 0 18px 12px; }
.mobile-actions .btn { min-width: 120px; }
.mobile-nav { display: none; padding: 8px 18px 18px; background: #fff; border-top: 1px solid rgba(17,17,17,.06); }
.mobile-nav.is-open { display: grid; gap: 8px; }
.mobile-nav a { padding: 12px 14px; border-radius: 14px; background: var(--light); font-weight: 700; }
.main-nav { display: flex; gap: 8px; align-items: center; }
.main-nav a { padding: 10px 14px; border-radius: 999px; font-weight: 700; color: var(--deep); }
.main-nav a:hover { background: rgba(79,134,227,.10); color: var(--primary); }
.header-actions { display: flex; gap: 10px; align-items: center; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 46px; padding: 12px 22px; border-radius: 999px; background: linear-gradient(135deg, var(--primary), #2f63c8); color: #fff; font-weight: 800; border: 0; box-shadow: 0 12px 22px rgba(79,134,227,.28); cursor: pointer; }
.btn:hover { transform: translateY(-1px); }
.btn-small { min-height: 40px; padding: 10px 18px; font-size: 14px; }
.btn-soft { background: linear-gradient(135deg, #2B2B2B, var(--primary)); }
.hero, .banner { background: linear-gradient(135deg, #ffffff 0%, #eef4ff 58%, rgba(79,134,227,.18) 100%); }
.hero { padding: 34px 0 24px; }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.hero-grid { display: grid; gap: 26px; align-items: center; }
.eyebrow { display: inline-flex; padding: 7px 12px; border-radius: 999px; background: rgba(79,134,227,.12); color: var(--primary); font-weight: 800; font-size: 14px; }
h1 { margin: 14px 0 14px; color: var(--black); font-size: clamp(32px, 8vw, 58px); line-height: 1.08; letter-spacing: -1px; }
h2 { margin: 0 0 14px; color: var(--black); font-size: clamp(24px, 4vw, 36px); line-height: 1.18; }
h3 { margin: 0 0 10px; color: var(--black); font-size: 20px; }
p { margin: 0 0 14px; }
.hero p.lead { font-size: 18px; color: #404040; }
.tag-list { display: flex; flex-wrap: wrap; gap: 10px; margin: 22px 0; }
.tag { display: inline-flex; padding: 8px 12px; border-radius: 999px; background: #fff; border: 1px solid rgba(79,134,227,.18); color: var(--deep); font-weight: 700; font-size: 14px; }
.hero-media { padding: 18px; border-radius: 28px; background: #fff; box-shadow: var(--shadow); }
section { padding: 36px 0; }
.section-dark { background: var(--deep); color: #f4f4f4; }
.section-dark h2, .section-dark h3 { color: #fff; }
.grid { display: grid; gap: 18px; }
.card { background: #fff; border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); border: 1px solid rgba(17,17,17,.06); }
.card.alt { background: var(--light); box-shadow: none; }
.card .num { width: 34px; height: 34px; display: inline-flex; align-items: center; justify-content: center; border-radius: 12px; background: var(--primary); color: #fff; font-weight: 800; margin-bottom: 10px; }
.notice { border-radius: var(--radius); padding: 18px; background: rgba(79,134,227,.10); border: 1px solid rgba(79,134,227,.22); color: var(--deep); }
.notice strong { color: var(--primary); }
.faq { display: grid; gap: 14px; }
.faq details { background: #fff; border-radius: 16px; padding: 18px; border: 1px solid rgba(17,17,17,.08); box-shadow: 0 8px 22px rgba(17,17,17,.05); }
.faq summary { cursor: pointer; font-weight: 800; color: var(--black); }
.inline-links { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 14px; }
.inline-links a { padding: 8px 12px; border-radius: 999px; background: var(--light); color: var(--deep); font-weight: 700; }
.cta-box { text-align: center; background: linear-gradient(135deg, var(--primary), #2f63c8); color: #fff; border-radius: 26px; padding: 30px 20px; box-shadow: var(--shadow); }
.cta-box h2 { color: #fff; }
.cta-box .btn { background: #fff; color: var(--primary); box-shadow: none; }
.footer { background: var(--deep); color: #d8d8d8; padding: 36px 0; }
.footer-grid { display: grid; gap: 22px; }
.footer h3 { color: #fff; }
.footer a { display: block; color: #f4f4f4; margin: 6px 0; }
.footer-logo img { height: 44px; width: auto; margin-bottom: 12px; }
ol.steps { padding-left: 20px; margin: 0; }
ol.steps li { margin-bottom: 12px; }
@media (min-width: 768px) {
    .mobile-topbar, .mobile-actions, .mobile-nav { display: none !important; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; gap: 22px; width: min(1120px, calc(100% - 48px)); margin: 0 auto; min-height: 78px; }
    .desktop-logo { flex: 0 0 auto; }
    .desktop-logo img { height: 48px; }
    .main-nav { flex: 1 1 auto; justify-content: center; }
    .hero { padding: 64px 0 48px; }
    .hero-grid { grid-template-columns: 1.08fr .92fr; }
    .grid.two { grid-template-columns: repeat(2, 1fr); }
    .grid.three { grid-template-columns: repeat(3, 1fr); }
    .footer-grid { grid-template-columns: 1.4fr .7fr 1fr; }
}
@media (min-width: 1024px) {
    .header-inner { width: min(1180px, calc(100% - 72px)); gap: 34px; }
    .main-nav a { padding: 10px 18px; }
    section { padding: 54px 0; }
    .container { width: min(1180px, calc(100% - 72px)); }
    .hero-media { padding: 24px; }
}